Financial Resilience & Self-Sufficiency

24MarMarch 24, 2021

How to Prepare for Difficult Times in Life

Life doesn't come with any guarantees of security. While we shouldn't allow fear to dictate our lives, we should also know how to prepare for difficult times in life, should they arise. If history is any indicator (and it is), difficult times will visit our lifetimes at some point and it pays big dividends to be prepared. It's naive to think that you'll never lose your job, have a sick child, experience a fire or natural disaster, go through a divorce, experience a long bout with depression or even the death of a loved one. Chances are good that you'll experience many...

By KellyFinancial Resilience, Non-electric living, Skill Building0 Comments

13JanJanuary 13, 2021

How Rich People Think

The wealthy of this world are different than most people. Well, heck yeah, they have more money than most people, right?? Worded more correctly, the wealthy think differently than most people. "How Rich People Think" breaks down not only how rich people think, but also how they behave and how that keeps money in their pockets. First, let's define "wealthy". The words "rich" and "wealthy" aren't words that I'm fond of. Words that I prefer to use to describe someone who is financially independent don't include "rich" or "wealthy". I prefer terms like "independently wealthy", "resilient", "affluent" or "well off". For the sake...

By kmorrisFinancial Resilience, Veteran0 Comments

08JanJanuary 8, 2021

How to Make Eco-Friendly Cleaning Products

Frugal people share at least one thing in common. They know "How to Make Eco-Friendly Cleaning Products"! You see, frugal people truly hate running to the store for one random item that they might have just run out of. Frugal people also dislike unexpected expenses and overpriced items. This is why prudent folks know all about the magic of cheap, eco-friendly, everyday household items, like vinegar, baking soda, borax, hydrogen peroxide, rubbing alcohol and Dawn dish soap to clean their homes with! I am convinced, from spending decades inside of grocery stores and watching people in the checkout, that folks spend 15-20% of...

By kmorrisFinancial Resilience, Homesteading, Newbie, Sustainable HomeComments Off

04JanJanuary 4, 2021

Top 10 Tips for a Successful “No Spend” Month Challenge

Are you someone who is taking a "No Spend" challenge right now? Congratulations! I love "No Spend" challenges! From my experience, you can't get enough good advice, so here's my "Top 10 Tips for a Successful "No Spend" Month Challenge"! 1. Consolidate Errands One of my very first goals during a "No Spend" month challenge is to stretch a tank of gasoline as far as I can! My plan this month is to make one tank of gas last all month long. This is easier done at some stages of life rather than others. I am finally an "almost empty-nester", which means that I...

By kmorrisAccomplished, Financial Resilience0 Comments

30AprApril 30, 2020

10 Ways to Improve Food Security for Your Family

There is little doubt that most Americans need to improve their family's food security, but just how is that done? Let's take a look at some practical ways you can make sure your family always has enough food! Here's "10 Ways to Improve Food Security for Your Family"! For the last two years here in the states, we have seen unprecedented shortfalls in our food supply. In 2019, known as the year of NoPlant19, we saw record rain fall/flooding in the "Bread basket" states, disallowing farmers to be able to plant in the Spring. Seeds that needed to be in the...

By kmorrisAccomplished, Financial Resilience, Growing Food, Homesteading, Sustainable Home0 Comments

09AprApril 9, 2020

Frugal Canning: Does Home Canning Really Save Money?

Frugal Canning: Does Canning Food Really Save You Money?

Canning and preserving food are skills that have been around for ages. But does canning food really save you money? The answer is yes...and no. Confused? Let's dig into this with "Frugal Canning: Does Canning Food Really Save You Money?" Long before what we know as "grocery stores" existed (Piggly Wiggly opened the first grocery store in 1916!), families were responsible for their own food supply. Folks grew large gardens every year, not as a hobby, but as a matter of survival! Every member of the family helped to maintain the garden, to insure the best harvest possible. Livestock such as chickens,...

By kmorrisAccomplished, Canning, Financial Resilience, Growing Food, Preserving Food, The Gardencanning, Food preservation0 Comments

15MarMarch 15, 2020

84 Ways to Stay Busy When You’re Stuck at Home

Are you one of millions stuck at home? Wondering what you can do to stay busy? Here's "84 Ways to Stay Busy When You're Stuck at Home"! Being forced to spend time at home can be a wonderful time to catch up on things! Take advantage of this time to do those chores that you've been meaning to get to, organize and clean your home, catch up on your reading and even nap! Check out my 84 suggestions and ideas! Add your ideas in the comments! I want to hear how you're coping with this national emergency! Take a Look at Your...

By kmorrisAccomplished, Fabric Arts, Financial Resilience, Sustainable Home0 Comments

06JanJanuary 6, 2020

50 Frugal Living Tips to Save Money Now

You're finally ready to trim that budget so that you can pay down debt! But after all the "no brainer" ways to save, you're ready for some serious savings ideas! How is frugal living accomplished? Here's "50 Frugal Living Hacks to Pay off Debt"! What's Your "Why"? We all need motivation in order to stay dedicated to something. That motivation differs from person to person, however, it's important to establish your "why"! "Why" do you want to save money? "Why" is frugal living important to you? For us, it's two kids in college. It's our goal to put our children through college without any...

By kmorrisDIY Personal Products, Financial Resilience, Newbie0 Comments

30DecDecember 30, 2019

“No Spend” Challenge Month with Free Printable

What exactly is the "No Spend" Month Challenge? A "No Spend" Month (day, week or year) is when you commit to not spending any money for a period of time. Why would someone want to participate in a "No Spend" month challenge? Is it even possible to not spend any money? How do you go an entire month NOT spending money? Stay with me on this. Would you like to get your finances under control? Of course you would! Participating in a "No Spend" Month challenge can help you tame your spending habits in many ways! Identify "spending holes" in your budget, when you can't seem to...

By kmorrisAccomplished, Financial Resilience0 Comments